How could you not feel guilty? Even if realistically you know it's the curse's fault and not yours, you still must feel terrible. I know I would. You'd never hurt any of them uncursed.

Well, they can change while they're clothed but it will destroy their clothes. Turn an average sized man into a 250+ pound wolf and...

And yeah, changing back you're naked.

Me, a coyote's enough smaller than me that I can change in my clothes if I have to, but I'm still going to be naked when I shift back